Ab: 18:25
ability: 31:3; 84:3; 163:22
able: 38:16 ,25; 62:5; 76:5; 80:23; 98:19; 99:1; 106:2; 107:2; 112:11; 113:15 ,25; 128:23; 162:12
about: 8:20; 9:1; 12:1; 16:2 ,14; 18:5; 19:15; 21:5 ,13; 22:11 ,23; 23:12 ,19; 24:19; 25:10 ,16 ,20; 27:10 ,16; 28:1 ,5 ,7 ,8; 29:18; 30:8 ,16; 31:19; 32:5; 33:16; 34:18; 35:8 ,10; 39:20 ,21; 40:17; 41:12; 42:10 ,14 ,19; 44:2 ,11; 45:6; 53:3; 55:16; 56:18 ,19; 57:7; 58:1; 59:8 ,14; 60:21; 62:18 ,19; 63:8 ,9 ,11 ,18; 66:20; 69:3 ,5 ,13; 70:20 ,25; 72:15; 73:3; 74:21 ,24; 75:15 ,16; 76:23; 78:20; 79:13; 81:13 ,13; 82:25; 83:2 ,11 ,15 ,16 ,20; 89:22 ,23; 90:2 ,15 ,25; 91:16; 92:9; 93:9 ,18; 94:22; 95:9 ,9; 101:14 ,16 ,23; 102:12; 104:20; 105:23; 106:5; 108:12 ,18 ,22; 111:19; 113:12; 114:16; 122:21; 123:1; 125:14; 126:13; 134:21; 135:16; 138:21; 145:2; 155:25; 156:25; 161:17 ,25; 165:17
above: 49:25
Abs: 102:14
absolutely: 14:20; 18:25; 22:9; 25:6; 37:17 ,18 ,18; 38:18; 39:19; 44:18; 72:18; 78:13; 102:14; 110:22; 113:19; 135:3; 149:25; 153:6
acceleration: 130:17
accept: 131:19; 132:15
acceptance: 13:11; 35:10; 47:5; 53:9; 85:14 ,16 ,23 ,25; 86:5; 87:3 ,8
accepted: 47:14; 49:24
accessing: 69:14
accommodate: 59:24; 73:8
accompanies: 28:2
accompany: 28:3
accomplish: 78:2
according: 7:9
accordingly: 43:25; 47:14
accountant: 106:15; 136:14
Accountants: 14:1 ,2 ,2; 20:21 ,21 ,22
accounting: 12:4; 27:12 ,19; 98:10; 106:7 ,13; 156:20
accreditation: 27:1
accurate: 146:6
accurately: 25:25; 102:16; 140:16
acknowledges: 148:18
acquire: 44:12; 91:6; 93:7; 95:3
acquired: 22:5; 92:25
acquiring: 91:2; 158:23; 160:7
acquisition: 160:1 ,2 ,21
acquisitions: 143:25; 158:22
acronym: 12:11
acronyms: 19:25
across: 17:15; 82:16
act: 17:22; 92:14; 93:24; 98:25
acting: 123:19; 149:5
activities: 23:23
acts: 158:12
actual: 61:16; 131:21; 149:1 ,15
actually: 7:21 ,22; 14:17; 19:15; 39:2; 148:21; 159:1; 166:16
actuaries: 129:21 ,24
ad: 111:24
add: 51:15 ,25; 66:14; 119:5; 148:16
added: 108:13; 110:4; 111:4 ,15
addition: 77:3; 113:9; 163:22; 164:8
additional: 37:1; 99:23; 162:24; 164:2 ,5
address: 12:21; 54:14
addressed: 25:11 ,15; 59:23; 80:1
addressing: 9:8; 25:25; 26:1; 82:22; 84:10
adjourned: 89:6; 167:16
adjourning: 167:19
adjustable: 21:24
administers: 118:17
administration: 61:5
administrative: 35:8; 44:4
admonishing: 66:9
adopt: 116:16
advance: 40:4 ,10 ,12; 72:15 ,23
advantage: 101:14; 102:5 ,13; 104:1 ,3; 107:4 ,5 ,20 ,24; 108:3; 113:2 ,4 ,13; 114:3 ,4 ,10; 135:24
advantageous: 22:23
advantages: 21:1 ,6 ,8; 22:16; 91:11; 96:14; 101:12; 102:4 ,17; 107:12; 108:10; 111:17 ,25; 114:9 ,12; 132:2; 135:25
advice: 74:12 ,15; 108:25; 127:2; 135:7 ,15 ,16; 136:13; 137:2; 141:11 ,12; 144:22; 145:1 ,8; 166:12 ,18
advise: 54:18 ,22; 55:1 ,6; 72:10; 111:8; 134:22
advising: 111:7; 130:8; 145:6
affect: 64:2; 73:7; 128:21
affecting: 17:3
afford: 13:9; 23:8; 100:2
after: 21:4; 33:18; 49:21; 55:22; 88:21; 96:23; 113:15; 121:10 ,12; 122:7; 123:7; 129:8 ,24; 130:1; 131:6; 132:6; 140:10; 155:6
afternoon: 89:17 ,20; 155:14
afterwards: 47:9
again: 17:14; 21:16; 23:24; 24:21; 29:12; 33:17; 35:13; 36:12; 40:11; 46:1; 50:17; 52:2; 53:13 ,20 ,21; 54:3; 60:12; 62:8; 72:3; 73:6; 79:25; 80:18; 83:21; 85:9 ,25; 97:6; 99:20; 100:7; 102:24; 106:12; 110:2 ,12; 111:15; 121:20; 124:7; 125:7; 146:11; 149:7 ,16; 156:14; 157:19; 162:7; 167:12
against: 78:1; 97:24; 99:17
aggressive: 121:6
ago: 151:8
agree: 94:20; 99:6; 100:20; 103:12; 104:15; 105:1 ,2; 111:6; 112:18; 113:17; 117:23; 118:5; 121:9 ,20; 123:24; 125:11; 127:10; 128:1 ,18; 131:22; 134:24; 135:3 ,21 ,23; 140:6 ,18; 143:2; 144:15; 146:1; 158:6 ,8; 159:6 ,7; 161:14; 164:1 ,19
agreed: 47:7; 87:13; 117:22
agreement: 13:11 ,21; 26:8; 41:18 ,19 ,21; 43:1; 53:12 ,23; 57:19; 64:9; 74:4 ,9; 79:15; 81:4 ,18; 86:24 ,25; 95:5; 104:17 ,19; 105:18; 118:10; 119:23; 124:5 ,9 ,11; 126:21; 128:24; 162:24
agreements: 13:3; 74:15; 104:21; 124:13; 125:25; 149:12
ahead: 10:16; 44:21; 56:24; 71:22; 84:16; 86:1 ,11
akin: 94:15 ,17; 149:24
aligned: 153:15
allow: 119:24
allowing: 149:18
allows: 23:1; 85:20
almost: 143:6
alone: 136:9
along: 108:15
already: 15:4; 27:8; 42:9 ,11; 75:10; 108:18; 149:13
alternative: 59:12
alternatives: 135:17
although: 57:20 ,20; 110:24; 114:18; 128:20; 129:18; 143:5 ,21 ,21; 144:25
always: 41:21; 60:1; 63:22; 66:16 ,17; 70:18; 110:23; 119:6 ,7; 123:21 ,21; 160:22
ambit: 104:19
among: 42:22; 111:10
amortization: 61:22; 62:3
amortized: 116:12
amount: 29:9; 37:10; 38:14; 52:12 ,14 ,16; 76:17; 82:9 ,17; 83:19 ,23; 108:7; 116:1 ,2; 121:21
analysing: 69:14
analysis: 6:3; 7:15; 16:20; 17:9; 25:18; 26:3; 35:12; 42:21; 57:12; 61:3; 62:16; 65:10; 67:20; 69:2; 73:15; 74:22; 80:2; 81:12; 84:13; 91:5; 141:19; 163:23
Anand: 2:15
Anderson: 2:17; 88:19; 155:3 ,4; 163:5 ,6
Andrew: 2:22; 17:24; 155:12
annual: 157:4
annually: 40:4; 157:1
another: 10:8; 12:14; 29:16; 30:11 ,23; 31:5 ,22; 35:9; 43:11; 47:4; 54:20; 70:24; 74:17; 81:11; 83:24; 86:15; 102:13; 107:20; 119:24; 122:2
answer: 16:15; 42:14; 64:20; 73:7; 80:20; 87:6; 97:6 ,9; 137:3 ,4; 161:23; 165:20 ,23 ,24; 166:3
answering: 138:18
answers: 90:19
anticipate: 157:6
antiquation: 22:7; 25:1; 96:25
anyone: 12:7; 88:9; 120:3; 148:24
anything: 16:13; 17:3; 24:19; 34:5; 56:3; 58:6; 65:21; 73:3; 76:1; 79:12; 85:3; 92:9; 136:15
anywhere: 24:1; 29:10; 49:10
apart: 26:20
appear: 57:14; 75:8
APPEARANCES: 2:1
appeared: 10:1; 86:25
appears: 111:16
apples: 131:1 ,1
application: 106:20
applies: 80:6; 164:23
apply: 26:5; 32:19; 33:5; 36:14; 45:18; 105:25
appraisal: 92:10
appreciable: 166:11
appreciate: 167:1
appreciates: 166:10
approach: 17:16
approached: 10:7
appropriate: 104:2; 158:7
approval: 35:5
arbitrator: 124:1 ,6
area: 76:2; 81:11; 83:25; 126:11; 143:24; 157:24
areas: 11:11; 16:2; 17:1 ,8
argue: 37:9
arise: 83:12
arithmetic: 140:12
arm: 154:6
arm's: 50:24
around: 28:25; 29:13; 33:14; 34:6; 59:24; 67:11; 68:25; 118:17; 157:5
arrange: 148:13
arrangement: 94:16; 102:10; 103:8; 104:1; 105:7; 118:12 ,13; 143:20; 162:4
arrangements: 103:2; 104:21; 105:24; 108:23; 160:8
article: 9:25
articles: 9:21
asked: 28:12; 60:6; 76:18; 108:21; 130:8 ,9 ,12 ,21; 165:13 ,19 ,24; 166:16
asking: 27:15; 35:17; 37:10; 60:13 ,16 ,17; 106:18; 130:13
asks: 106:9
aspects: 20:17; 25:23; 103:25; 104:4; 127:3
assess: 129:22; 130:5
assessed: 55:5; 136:3
assessing: 136:6
asset: 29:13; 31:1; 35:15; 36:14; 48:2 ,12; 50:7 ,14 ,19 ,24; 51:15 ,16 ,17 ,22 ,25; 52:22; 53:1 ,7 ,13 ,18 ,19; 54:19; 69:4 ,11 ,15; 92:8 ,9; 93:10; 94:5 ,6; 99:22; 102:1; 106:20; 108:18 ,25; 109:6 ,20; 113:7; 123:10; 125:3; 129:23; 130:18; 143:1; 150:14
assets: 22:6; 23:21; 41:10; 44:13; 52:12; 94:4; 99:18; 107:15; 109:5; 112:12; 157:1
assigned: 124:6; 148:22
assigns: 118:15
assist: 18:7; 65:18; 135:2
assistance: 67:3
associate: 74:5
associated: 124:18; 153:16
Associates: 2:13; 6:2; 7:4; 20:20
association: 9:22; 14:3 ,4; 19:23; 20:3; 21:10; 80:9 ,10 ,10; 81:6
associations: 27:1
assume: 47:21; 121:2; 127:6; 135:4; 144:21; 160:20; 162:10
assumed: 120:19
assumes: 26:9; 162:1
assumption: 101:7; 165:22
assurances: 160:14
attach: 81:24
attached: 87:2
attempt: 85:5; 90:13
attended: 6:11 ,14
attention: 41:17
attract: 8:9 ,11 ,12 ,24; 9:2
attribute: 110:24
attributes: 145:3
audience: 15:21
auditor: 107:4
Australia: 27:15
authorized: 146:22
automatically: 42:12; 46:5
available: 23:22; 108:5; 139:25
Avenue: 1:17
avoid: 13:12
aware: 70:12; 82:4; 119:8; 162:23
awareness: 11:2 ,6; 12:18; 13:9 ,18; 19:4 ,7; 161:22; 162:23
awful: 43:8
A-Okay: 85:17
a.m: 5:1; 68:10 ,11
b: 120:5
back: 6:12; 12:25; 22:20; 34:14; 49:4 ,15 ,16; 54:6; 57:2; 59:22; 61:2; 74:20; 79:17; 85:4 ,22 ,24; 86:7 ,9 ,13; 87:21; 88:2 ,21; 92:4; 94:6 ,7; 103:23; 113:23; 120:18 ,22; 122:15; 125:17; 127:22; 129:9 ,24; 134:7 ,9; 139:13; 151:15
background: 5:17; 10:12; 12:22; 18:13; 19:11; 30:24; 65:14; 155:21
backgrounds: 7:18; 8:3
backward: 56:4
Bakti: 3:3; 5:8 ,15; 6:1 ,7 ,10; 7:17; 9:4; 10:14; 14:5; 18:12; 22:10; 43:20; 46:19; 66:24; 67:1 ,6; 68:20; 69:1; 77:24; 90:2; 94:20; 114:25; 117:21 ,23; 126:20; 134:21; 139:22; 154:21; 155:17; 158:16; 159:8; 163:4; 166:10
balance: 11:6; 13:15; 92:6; 106:2 ,3 ,10 ,16 ,16 ,22; 107:2 ,14; 108:6; 112:6
Ball: 2:13
ballpark: 76:20
bank: 22:25; 72:7; 91:18; 93:20; 94:1
banker: 92:2 ,5 ,8
banking: 7:18; 8:3
base: 42:1; 66:3; 70:10; 75:21
based: 40:11; 49:2; 158:18; 159:20; 160:4; 161:15
basic: 34:14 ,18 ,25; 35:9; 36:8 ,20; 39:22; 40:14; 43:3; 120:5; 146:9
basically: 69:19; 95:5; 116:10; 147:4
basics: 73:24
basis: 26:4; 41:6; 43:4; 69:17; 84:23; 136:24; 164:24
Bay: 2:16
bear: 115:16
bearing: 76:6 ,7
bears: 39:14
beautiful: 143:13
become: 26:15; 27:2; 59:23
becomes: 60:19; 136:25; 164:17
before: 1:10; 26:19; 28:1; 31:16; 35:14; 51:10; 52:22; 53:23; 57:19; 60:25; 64:9; 67:5 ,5; 68:21; 72:16; 74:8; 75:24; 77:24; 90:7 ,8; 96:15; 104:11; 139:5; 141:10 ,22; 143:4; 145:3 ,3 ,13; 152:2; 161:13; 162:24; 163:24
beforehand: 90:3; 107:4
began: 7:2
begin: 30:17
beginning: 15:2; 25:12; 34:10; 41:22; 47:12; 65:13; 66:7; 78:4; 82:2; 84:3; 96:10; 104:10; 124:8 ,22; 125:12; 132:12; 139:17; 140:3 ,15; 145:2; 158:25; 161:13
behalf: 138:2
behind: 33:18; 79:8
beholder: 121:13
being: 12:22; 21:8; 26:21; 53:1; 54:19; 62:3; 72:6; 99:1; 104:12; 105:13 ,13; 113:4 ,15; 121:24; 130:8 ,9; 136:3; 150:15; 161:20 ,23
belabour: 105:24
believe: 12:11; 55:15; 59:18; 65:13; 96:5; 139:14; 142:25; 144:21; 150:12 ,15; 151:23; 154:12
BELLAMY: 1:10
belong: 20:6
benchmark: 128:6; 130:14; 132:24
bend: 126:8
benefit: 10:15; 15:14; 23:2; 29:2; 30:14; 38:14; 67:1; 113:18; 136:23; 161:19
benefits: 11:1; 13:17; 16:1 ,4; 22:6; 105:25; 137:7
Berrill: 2:11; 3:7; 87:14; 89:18 ,19 ,21 ,23; 90:1; 95:24; 96:2; 101:18 ,22; 115:2 ,5 ,9 ,11; 117:21; 118:3 ,14 ,19 ,22; 126:15 ,18 ,20 ,24; 127:1; 133:16 ,19 ,21 ,23 ,25; 134:3 ,13 ,19; 137:17; 139:20; 144:9; 145:25; 152:23; 154:4 ,15 ,21; 163:15 ,18
Berrill's: 138:19
besides: 97:19
best: 30:19; 38:16; 40:18; 49:3; 51:13; 52:9; 78:1; 103:11; 144:3 ,11
bet: 100:4; 121:15; 130:10
better: 11:6; 124:24 ,25; 125:2; 132:23; 143:17
between: 13:15; 24:6; 43:21; 58:2; 63:15; 103:18; 104:7; 108:16; 110:25; 115:13; 116:1; 118:12; 119:1; 123:3; 159:25
beyond: 22:17; 98:7; 99:2; 102:4
bidders: 111:1 ,10
big: 22:3; 28:19; 33:13; 38:11; 46:16; 165:3
billing: 85:21
billion: 157:1 ,5
binder: 16:5 ,23; 19:21; 23:5
binders: 15:3
bit: 8:20; 56:5; 69:1; 70:25; 81:13; 101:11; 114:20; 134:20; 153:20
board: 80:8; 82:16
body: 80:5 ,22
Bombardier: 152:11
bond: 128:6 ,12
book: 5:19; 17:14; 19:1; 21:4; 81:16
booked: 35:3
borrow: 91:17; 92:6; 93:19 ,19
borrowed: 91:21
borrower: 13:15
borrowing: 94:1
boss: 19:16
both: 12:5; 24:22; 37:5 ,7; 40:18; 51:5; 52:7; 70:11; 79:23; 103:11; 104:1; 142:24; 143:2 ,5 ,14; 155:22
bother: 86:7
bottom: 13:4; 43:13; 45:2 ,13; 47:15; 57:21; 84:1; 85:13
bouncing: 79:7
Bound: 4:4; 5:24
box: 48:8
brain: 140:10
breached: 126:20
break: 38:16; 52:5; 67:10 ,11; 68:6; 88:1; 154:25; 155:1 ,8
breakdown: 39:9
Brendan: 2:23
Brian: 2:13
brief: 10:20; 23:14; 34:21; 37:22; 57:9; 68:3 ,16; 87:16; 89:15; 90:8; 93:15; 120:15; 123:17; 133:14; 134:15; 140:21; 149:6; 154:19
briefcase: 149:14
briefly: 19:13; 59:23; 88:4
bring: 11:6; 16:15; 29:3; 70:21; 122:4 ,6; 138:24; 139:15 ,16; 162:19
bringing: 49:16
Britain: 27:15
bro: 148:9
broad: 91:5
broadly: 24:3; 25:15 ,17; 69:3
broken: 38:11 ,13
broker: 8:18 ,21; 29:2; 148:2 ,7 ,8 ,11 ,12 ,15 ,25; 149:6 ,8 ,10 ,17 ,18; 150:1
brokers: 8:10 ,10 ,17 ,21; 28:16; 29:1 ,6; 148:21
brought: 157:25; 158:2
brush: 41:24; 110:5
Bryan: 2:23
budget: 22:3; 23:24; 58:2 ,5; 59:24; 75:14 ,17 ,25; 76:11 ,22; 95:16; 98:9 ,13; 99:5; 157:4
budgeting: 22:8; 95:9
budgets: 76:23
build: 140:16; 144:4; 160:22
building: 163:16
built: 52:2; 83:25; 125:15; 162:9
built-in: 49:7
bulk: 39:1
bullet: 102:16; 149:21
bundle: 110:14
business: 6:11 ,15; 7:3 ,4; 9:2; 10:1; 11:20; 13:24; 17:15; 34:6 ,8; 51:24; 52:3; 61:4; 77:5; 79:2 ,5 ,6; 122:10; 133:8; 159:2
buy: 45:17; 91:7 ,9; 92:18 ,20 ,21; 94:5; 113:12; 122:8 ,8; 132:9
buyer: 48:18; 63:19 ,23; 64:5 ,5; 86:3
Buyers: 14:3
buying: 19:18; 77:4 ,8 ,8 ,9 ,11; 91:25; 92:2; 112:2; 129:4
buys: 40:23
CA: 106:7
calculating: 62:19
calendar: 8:16
call: 70:15; 71:20 ,21 ,24 ,25; 72:4; 80:13; 114:7 ,17; 115:20 ,23; 116:15 ,18; 122:3; 133:17; 146:15; 147:18; 163:9; 164:9; 166:20
called: 8:8; 21:14 ,15; 95:21 ,24; 108:12; 115:14; 146:14; 147:3; 149:8; 165:7; 166:14 ,15
calling: 142:20
came: 8:16; 19:16; 21:12 ,15
Canada: 14:3; 19:23; 20:4 ,20; 27:3 ,14; 49:10; 58:15; 156:5
Canadian: 80:9
cap: 82:20; 131:16 ,16
capacity: 11:21; 70:1; 107:23
Capern: 2:9
capital: 6:25; 9:1; 22:2; 24:5 ,9 ,19; 30:2; 45:18; 91:8 ,8; 94:23; 95:2; 116:19; 117:10; 118:7 ,24; 119:14; 150:18
capped: 82:17; 131:20; 132:6
capping: 130:22; 132:4
captive: 152:25; 153:6
car: 55:23
care: 50:3; 76:3; 119:11
carefree: 113:20
careful: 39:14
Carol: 167:24
carry: 155:8 ,11
case: 19:14; 34:19; 37:14; 42:4 ,4; 46:24; 49:17; 50:4; 54:5; 56:2; 61:23; 76:20; 77:14; 79:1 ,14; 91:13; 107:10; 127:4; 146:20; 149:4; 156:4
cases: 24:17; 35:17; 37:20; 38:2 ,6; 74:14 ,14; 82:6; 83:19; 84:22; 129:22; 135:20; 148:15; 157:16
cash: 23:21; 91:12; 98:11
catch: 93:25
categories: 30:17; 32:16 ,20 ,22; 33:6
category: 28:9; 149:20; 150:4 ,5 ,18; 152:6; 153:24
caution: 104:9; 163:19
cautioned: 124:9
Centa: 2:8
Centennial: 11:16
central: 85:4
Centre: 1:16
cents: 77:1
certain: 15:8 ,9; 16:2; 21:23; 23:6; 33:25; 76:2; 98:16 ,18; 107:22; 124:5; 125:13; 130:22; 131:7; 142:13 ,14; 161:21; 162:14
certainly: 15:10 ,13; 19:8; 22:18; 27:12; 39:8; 52:7; 73:7; 107:25; 114:13; 117:11; 119:21; 124:12; 125:8; 135:18; 140:15; 143:4; 147:8; 150:17; 154:1; 165:11
certainty: 129:16
certificate: 3:15; 19:21
Certified: 9:22; 14:1 ,2; 20:21 ,21; 167:21
cetera: 27:2 ,6; 44:4 ,4
CFLA: 80:10 ,14 ,23
CFO: 17:23
CGA: 19:23
challenges: 12:21
chance: 24:15
change: 55:24; 104:1 ,11 ,24 ,25; 129:3; 132:2; 135:11; 139:9; 161:4 ,10 ,18; 163:25
changed: 97:12; 104:23 ,24; 105:14
changes: 46:24; 64:14; 104:13 ,17; 162:3 ,6; 163:20 ,22 ,23 ,24; 164:2
changing: 55:18; 103:14
characteristics: 17:13
charge: 46:7; 109:1 ,1
charges: 36:6 ,6; 38:8 ,9; 39:11; 49:7 ,15 ,15; 64:12; 83:24
Charted: 20:20
Chartered: 14:1
cheaper: 124:17
check: 39:21; 41:12 ,16; 44:8; 96:3; 107:3
checked: 34:4
checklist: 39:14; 45:11; 47:24; 52:24; 54:15; 57:5; 66:10; 71:1; 78:19
cheque: 40:2
cheques: 40:15
choice: 49:10
choices: 69:13
chronology: 56:5
CICA: 19:23
circle: 132:23
circumstance: 102:25; 126:18
Cit: 158:12
City: 2:6; 17:23 ,23; 54:21 ,22; 91:14; 105:25; 106:21; 112:1; 113:6; 122:2 ,3 ,5 ,15 ,23 ,23; 123:10; 145:6 ,7 ,10 ,12 ,19 ,21; 146:2 ,20; 150:18 ,24; 151:6; 155:13; 156:24; 157:4 ,18; 165:2 ,8
Civic: 1:16
clad: 69:9
classically: 128:5
classify: 161:20
clause: 62:1; 81:17 ,20; 147:4
clauses: 21:24; 43:19; 80:25; 104:3
clean: 127:21
clear: 22:11; 101:10; 139:22; 154:10; 163:21
clearer: 96:23
clearly: 124:15
client: 19:15 ,16; 42:9; 46:16; 59:16; 60:6; 102:24; 106:9; 110:2; 113:9; 124:23; 126:7; 135:10; 138:2; 165:14
clients: 8:23; 27:21; 59:11; 96:17; 141:11
client's: 7:9
close: 49:14; 61:6; 66:9 ,23
closely: 52:16
closer: 13:14
closest: 94:15
CMA: 19:23; 27:2
CNC: 23:18
code: 80:18
college: 6:14 ,15; 7:20; 11:15 ,16 ,16; 13:24
colleges: 11:17 ,19; 12:9 ,15; 27:9
combined: 13:2; 92:11
come: 17:15; 23:19; 28:4 ,13 ,16; 34:23; 36:11 ,11 ,12; 41:6; 53:15; 64:6; 65:21; 67:7; 70:22; 86:8; 88:2 ,21; 93:8; 100:19; 117:8; 123:6 ,13; 129:2; 137:25; 147:18; 158:19
comes: 32:24; 34:23; 53:18 ,18; 54:8; 61:10; 63:25; 66:20; 69:25; 73:17; 85:9 ,25; 104:12; 106:9; 117:6; 149:10
comfortable: 106:4
coming: 33:20; 70:16; 71:14 ,23; 99:18; 138:4 ,7 ,9 ,9
commence: 9:15; 40:10; 85:20
commenced: 7:22
commences: 85:21
commencing: 5:1
comment: 92:24; 106:2
comments: 42:1; 102:15; 111:25
commercial: 141:7
commission: 2:3; 9:17; 28:20; 87:17; 149:11 ,22; 150:1; 163:8 ,9
Commissioner: 1:11; 5:3 ,6 ,10 ,13; 10:11 ,13 ,16; 14:5 ,10 ,15 ,21 ,23 ,24; 15:10 ,11 ,14 ,18 ,24; 16:6 ,9 ,12 ,21 ,24; 17:2 ,5 ,6 ,10 ,14 ,19; 18:9; 21:7; 31:16 ,19 ,23; 36:15 ,19 ,22; 37:2 ,5 ,15; 44:22 ,25; 45:3; 50:6 ,9 ,15 ,21; 51:2 ,6 ,11 ,21; 52:4 ,13 ,18; 56:6 ,9 ,13 ,18 ,21 ,23; 58:17 ,21; 59:1 ,3; 60:24; 61:7 ,12; 62:20 ,25; 63:2 ,3 ,5; 65:1 ,4 ,5 ,7; 66:24; 67:5 ,13 ,19 ,23; 68:1 ,5 ,19; 71:3 ,5 ,6; 72:21; 73:1 ,4 ,10; 75:1 ,4; 76:14; 77:11 ,13 ,19; 78:7 ,10; 83:4 ,7; 86:17 ,21; 87:9 ,11; 88:9 ,13 ,17 ,20 ,23; 89:1 ,4 ,17 ,19 ,21 ,25; 90:4; 95:22; 101:16 ,17 ,19; 108:21; 111:16; 114:23; 115:1 ,7; 117:15 ,19; 118:6 ,11; 126:10 ,12 ,17 ,22; 133:11 ,18 ,20; 134:12 ,17; 136:21; 137:11 ,14; 138:10; 139:6; 144:7; 145:14 ,16; 152:16 ,20; 153:23; 154:17 ,24; 155:7 ,10; 157:20; 158:11; 161:5; 163:5 ,7 ,15; 166:24 ,25; 167:3 ,7 ,9 ,10 ,14
commitments: 142:13
common: 158:20; 160:4 ,19; 161:16
community: 12:15; 151:13
companies: 27:14; 30:21; 31:20; 43:10; 48:11 ,12; 50:7 ,10 ,13 ,18; 58:15; 69:15; 75:25; 112:21; 113:5; 120:6; 129:21; 131:3 ,5 ,5; 144:1; 153:16; 159:18
company: 6:3; 7:6; 28:8 ,17 ,20 ,21; 33:13; 34:7; 38:25; 51:17 ,22; 70:3; 72:10; 79:7; 85:10; 112:10; 113:24; 115:24; 117:24; 122:23; 134:1; 146:15; 147:2; 150:6 ,13; 151:5; 153:13; 155:23; 156:5
company's: 28:9; 41:9; 153:16; 166:14
Compaq: 153:10
comparable: 150:20 ,22
compare: 61:17; 110:25; 111:9; 130:25
compared: 62:6
comparing: 34:3; 76:11; 131:1
comparison: 57:12; 58:2; 142:19 ,19
comparisons: 61:15; 75:13
competition: 79:2
competitive: 113:5
competitively: 59:19
complete: 42:7; 52:25
completely: 94:2
complexities: 13:20
complications: 91:10
complied: 60:7
component: 41:16; 74:23
components: 15:21; 16:19; 17:17; 38:17; 47:6; 50:13; 63:10; 67:9 ,15; 75:16; 84:14
computer: 1:3; 90:21 ,24 ,24; 91:3 ,6; 92:3; 96:24; 99:12; 129:25; 151:2; 164:16
computerized: 23:19
computers: 2:18; 23:18; 25:2; 33:17; 48:5 ,5 ,7; 49:11 ,20; 50:18 ,19; 53:6; 55:17; 56:2; 64:6; 83:21; 95:4; 96:22; 121:21; 123:20 ,21; 130:19; 131:15; 150:14
con: 139:17
concept: 122:21
concepts: 87:24; 90:16
conceptual: 87:21
concern: 11:12; 51:22
concerned: 79:12 ,13; 83:20
concessions: 104:22
conclude: 84:9
condensed: 9:8 ,16; 10:15 ,17 ,25; 111:22
conditional: 92:16 ,20
conditions: 43:20; 44:3; 46:21 ,25; 47:8 ,14; 81:1; 83:14; 124:13; 129:8; 139:24
confident: 31:3
confirm: 18:13; 62:4 ,5; 65:22; 76:5 ,8
confronted: 142:15
confused: 117:20
CONNECT: 12:11
connection: 84:12
conscious: 115:6
consequences: 78:16; 164:6
conservation: 22:1
consider: 32:18; 69:11; 72:16; 127:23
considerably: 163:1
consideration: 110:8 ,16; 118:25; 124:21
considerations: 33:4; 34:13
considered: 34:19; 73:2
considering: 57:3; 88:7
considers: 13:11
constraints: 22:3; 77:7
consult: 165:8
consultant: 69:12; 136:24; 137:5 ,6 ,19 ,24; 138:1 ,15 ,20 ,23 ,24; 139:3 ,17; 157:10 ,10 ,23; 166:20
consultants: 138:13
consulting: 6:3; 166:17
contact: 55:22; 56:7 ,16; 74:12; 106:12
contacted: 27:9 ,15 ,23; 31:4
contacts: 32:15
contain: 43:19; 80:25
contained: 5:19; 13:21; 14:8
containing: 13:2
CONTENTS: 3:1
context: 8:18; 114:15
continue: 133:8
continued: 18:11; 32:1; 37:24; 45:5; 52:21; 57:1; 60:11; 61:19; 63:7; 68:24; 71:10; 73:12; 75:6; 77:22; 78:15; 81:8; 83:10; 96:2; 101:22; 115:11; 118:22; 127:1; 134:3 ,19; 137:17; 139:20; 144:9; 145:25; 152:23; 154:4; 161:8
continuing: 8:7; 12:15
continuity: 79:22
contract: 35:6; 41:23 ,24; 42:11; 43:5 ,8 ,14 ,14 ,18; 44:6; 45:16; 46:4 ,21; 47:4; 53:9 ,16 ,19 ,21; 56:16; 57:15 ,21; 61:17 ,17; 72:16 ,24; 73:14 ,24; 75:9; 79:18 ,21; 82:2 ,3; 84:21; 87:2 ,5 ,6; 95:4; 123:7; 125:24; 132:13; 138:6; 139:7; 141:3; 142:25; 144:12; 148:25; 161:10; 162:9; 163:17
contracting: 110:10
contractor: 122:2
contracts: 9:9; 33:23; 42:2 ,8 ,8 ,15 ,18; 49:8; 55:21; 65:18; 72:19; 74:8; 80:24; 124:6; 135:10; 145:11; 149:11
contractual: 105:11; 160:14 ,23 ,25; 161:18; 162:4 ,6 ,13
contractually: 131:25
contrary: 76:6
contributed: 9:25
control: 156:18 ,19 ,20
controlling: 80:22
convenience: 40:15; 41:8; 86:10
convenient: 89:2
convey: 64:24
cooperation: 11:24
copies: 42:3
copy: 36:4 ,23; 37:3 ,7; 38:2; 42:2; 62:4
corporate: 6:22; 91:19
corporation: 6:20; 28:23; 41:5; 46:2; 58:7; 61:1; 100:3
corporations: 7:8 ,16; 22:3; 29:24; 30:22; 31:21; 159:13
correct: 6:13 ,21; 7:1 ,21; 9:24; 10:6; 18:25; 26:12 ,17; 35:20; 36:17; 38:21 ,22; 72:18; 74:19; 78:13; 84:8; 90:11 ,12; 94:2; 95:1 ,7; 97:17; 98:4; 99:18 ,19; 105:19 ,22; 107:16 ,17; 109:2 ,3 ,23; 116:14; 117:1; 118:2 ,18 ,19; 119:12 ,17; 125:21; 127:19; 132:17; 133:9; 135:8 ,9; 136:18; 140:1; 141:2; 144:22; 148:21; 155:24; 159:10 ,18; 167:21
cost: 35:6; 36:13; 38:3 ,6 ,6 ,17; 39:9; 48:23; 60:9; 62:19; 63:9 ,10; 84:7; 97:14 ,20 ,22 ,24; 112:6; 113:15; 116:11; 119:1; 127:15; 148:16; 163:23; 164:4 ,5 ,5
costing: 51:7 ,18; 52:6
costs: 7:8; 35:8; 36:14; 38:19 ,24; 44:4; 83:1 ,12 ,12 ,15; 84:2 ,5; 124:18; 132:7; 164:2 ,9 ,14
counsel: 2:3; 9:17; 66:25; 74:2 ,3 ,12; 87:17; 163:8 ,9; 166:12
count: 147:11
counter: 27:22
counterclaims: 147:14
countries: 27:25
couple: 27:13; 42:6; 63:17; 108:11; 155:19; 163:10 ,14
course: 7:25 ,25; 8:7 ,9 ,12 ,14 ,24; 9:5 ,14; 10:15; 11:13 ,14 ,18; 14:16; 15:7 ,15; 16:19; 26:9 ,14 ,18 ,20; 27:2 ,7 ,10 ,16 ,17 ,17 ,20; 59:18; 64:17; 73:17; 74:8; 79:1; 103:10 ,10 ,14; 137:12 ,15; 145:3; 151:17; 166:6
courses: 11:22; 19:22; 20:12; 23:6; 26:21; 27:1 ,1 ,3
Court: 167:25
covenant: 92:12
cover: 17:1 ,18; 57:11; 72:7
covered: 26:2; 64:13; 67:9 ,15; 82:24; 85:4; 114:18
covering: 8:20
covers: 93:9
Coxwell: 1:17
co-presenter: 73:16
create: 66:10
credit: 35:5; 40:7 ,8 ,11; 107:13; 126:7; 153:7 ,10
cross-examination: 3:6 ,8 ,10; 87:23; 90:1; 155:16; 158:15
CRT: 150:18
crucial: 35:11
CUPE: 2:14
current: 12:4
currently: 12:13
customer: 108:25; 115:19 ,20; 116:23; 134:24; 135:10; 136:6; 142:23; 143:20; 165:14
customers: 152:1
customization: 102:23
customized: 119:20; 120:1 ,2
cut: 14:21
C-O-N-N-E-C-T: 12:11
d: 33:21; 123:5
Daina: 2:5
damaged: 64:13
database: 18:14
date: 45:14 ,17; 46:3; 71:19
dates: 44:10; 45:22; 71:13
David: 2:10; 87:14; 88:22 ,25; 163:7
day: 70:17; 71:20; 94:21; 97:25; 106:15; 135:12; 150:16
days: 22:19; 45:23 ,25; 46:13; 49:21; 54:7; 71:21; 96:18
deal: 7:9; 28:24; 29:3 ,5 ,6; 30:1; 35:3 ,14; 36:2; 40:10; 56:8 ,11 ,11; 57:24; 60:2; 64:22; 65:8 ,20 ,22 ,24 ,25; 66:3 ,4 ,7; 77:7; 78:5; 79:10; 104:14; 114:5; 120:19 ,21; 121:5 ,7; 122:24; 128:14 ,21; 130:14; 132:15; 136:3; 145:13 ,20 ,20; 148:12 ,13 ,15; 149:13; 161:4 ,10
dealing: 30:9; 39:4; 41:10; 48:17; 50:23; 61:1 ,2 ,3; 110:7; 112:1; 144:16; 145:6; 164:11 ,14
dealings: 159:4
deals: 41:18; 54:8; 79:1 ,11; 90:22; 119:14; 120:7; 134:22; 156:25
dealt: 31:2; 77:16; 102:1
debenture: 98:16 ,19; 99:2; 102:8; 103:22; 108:5
debenturing: 102:6 ,7
debited: 72:6
debt: 102:11; 103:18; 107:21 ,23; 108:7; 114:5; 146:21 ,24; 147:5
debtor: 103:18
decide: 46:10; 51:20; 125:5; 145:21
decided: 46:6
decides: 123:13; 131:19
decision: 26:4; 52:6; 67:20; 98:2; 131:17; 140:13
decisions: 164:9
default: 72:1 ,4
defeated: 141:7
defences: 147:6
defined: 64:9
definite: 21:19; 76:7
definitely: 15:1; 102:22; 113:17; 162:18
definition: 24:18; 63:19; 125:5
definitions: 21:25 ,25
degree: 30:23; 31:22
Delawana: 21:10
delivered: 53:13; 54:9; 84:18; 86:5 ,14 ,18 ,19 ,20; 87:3
delivery: 35:9; 38:24 ,25; 47:5; 53:9; 85:14 ,15 ,23 ,25; 86:5; 87:7
Dell: 2:18; 152:7; 153:23 ,25; 154:2 ,2 ,2 ,10 ,11
Dells: 34:2
delta: 116:1
delve: 114:19 ,19
demand: 37:13
demonstrates: 13:1
DENISE: 1:10
department: 43:11; 48:6 ,7; 156:6 ,9 ,20; 158:1
departments: 53:21; 70:6; 159:21
dependent: 105:3
depending: 13:17; 29:12; 52:1; 79:1; 92:5; 102:24; 110:2
depends: 24:21; 46:1; 50:11; 73:6; 84:3; 104:5 ,6; 109:8 ,9; 118:9; 126:6; 128:16; 156:2 ,21
depreciates: 23:17
depth: 107:13
derogatory: 151:23
describe: 93:6
description: 4:2; 53:1
design: 43:25
designation: 20:13 ,15 ,16
designed: 7:15 ,19; 8:9 ,24; 9:14; 10:24; 11:3 ,4 ,4; 13:7 ,9; 15:7
designing: 8:4; 138:24; 140:5
detail: 41:13; 58:5; 73:18; 95:12; 114:19
detailed: 110:21
determinately: 128:10
determination: 81:3
determine: 74:8; 127:5; 128:5 ,23; 129:15; 130:13
determined: 112:5; 123:18 ,18 ,25; 124:1 ,4
Determing: 19:3
determining: 19:5 ,6
developed: 11:25
devote: 164:17
de-centralized: 156:19
DFS: 152:8; 154:1
dictates: 123:4 ,6
difference: 13:10; 58:9; 77:20; 115:13; 116:1 ,3; 117:4; 119:1; 132:13
differences: 24:7
different: 5:13; 13:17; 20:11; 26:25; 29:2; 53:15; 61:8; 79:17; 106:22; 135:9; 139:12
differently: 116:7; 153:20
difficult: 60:4; 119:18; 129:15; 131:2 ,12
diligence: 34:9 ,13; 35:13; 52:7; 60:13; 79:9; 84:20; 109:13
direct: 28:7 ,17 ,19; 150:13
directed: 93:25; 121:24
directly: 28:21; 38:25; 80:21; 118:16; 157:11; 166:4
Director: 17:25; 155:12
disadvantage: 131:22; 133:2 ,6
disadvantages: 21:1
disagree: 143:8
disclose: 33:20
disclosure: 7:11; 13:2
disconnect: 159:25
discount: 137:13
discovered: 42:9
discuss: 65:17; 70:15 ,21; 79:17
discussed: 132:12; 138:5
discussing: 81:25
discussion: 21:5; 22:14; 87:16
discussions: 59:22; 81:13
disposal: 82:12; 113:15; 115:4; 121:23
disposed: 120:21
disposition: 160:21
disservice: 59:15
distinct: 28:5
distinction: 24:6
distributing: 27:17
distribution: 12:8
division: 6:20; 156:8